小微企业
大家好，欢迎来到碰词儿现场！咱们今天要谈论“小微企业”。
在今年的政府工作报告中，李克强总理指出当下民营和小微企业融资难融资贵问题尚未有效缓解，营商环境与市场主体期待还有差距。李克强总理强调要加大对中小银行定向降准力度，释放的资金全部用于民营和小微企业贷款。支持大型商业银行多渠道补充资本，增强信贷投放能力，鼓励增加制造业中长期贷款和信用贷款。今年国有大型商业银行小微企业贷款要增长30%以上。清理规范银行及中介服务收费。完善金融机构内部考核机制，激励加强普惠金融服务，切实使中小微企业融资紧张状况有明显改善，综合融资成本必须有明显降低。
Small and micro businesses
Hi! Welcome to “About China”!
In today’s program, we will talk about “small and micro businesses”.
According to the 2019 Report on the Work of the Government, Premier Li Keqiang has pointed out that the difficulties that private firms and small and micro businesses face in accessing affordable financing have not yet been effectively solved in the present situation. The business environment still falls far short of market entities’ expectations. Premier Li has stressed out that more targeted cuts will be made to required reserve ratios for medium and small banks; the additional funds thus released will be lent to private enterprises and small and micro businesses. We will support large commercial banks in replenishing capital through multiple channels, strengthen their capacity to supply credit, and encourage them to increase medium- and long-term loans and credit loans to the manufacturing sector. This year, loans to be granted to small and micro businesses by large state-owned commercial banks will increase by over 30 percent. Fees charged for banking and intermediary services will be overhauled. We will improve the internal assessment mechanisms of financial institutions, encourage more inclusive financial services, achieve a marked improvement in providing financing for medium, small, and micro enterprises, and see that there are definite reductions in overall financing costs.
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